Kota Kinabalu 2026: Fee-Free Travelog ATM & Must-Try Restaurants
Heading to Kota Kinabalu? Learn how to find fee-free ATMs for your Travelog card and discover must-try local restaurants like Yuet Cheong and Moginum for an unforgettable trip!
Kota Kinabalu Trip
Travelog Fee-Free ATM
An essential part of any Kota Kinabalu trip:
withdrawing Malaysian Ringgit!
If you're using a Travelog card,
you can withdraw Ringgit for free, with no fees.
I recommend a spot in the heart of Kota Kinabalu city
that's easily accessible on foot.
📍 RHB Bank Jalan Gaya Kota Kinabalu
81/83, Jalan Gaya, Pusat Bandar Kota Kinabalu, 88000 Kota Kinabalu, Sabah, Malaysia
📍 Yu Kee Cheong
50, Jalan Pantai, Pusat Bandar Kota Kinabalu, 88000 Kota Kinabalu, Sabah, Malaysia
📍 MOGINUM Restobar
118, Jalan Gaya, Pusat Bandar Kota Kinabalu, 88000 Kota Kinabalu, Sabah, Malaysia
Looking at the locations of Travelog ATMs and these fantastic restaurants,
they're all within easy walking distance,
so you can tick them off all at once!
Since it's close to Yu Kee Cheong, a must-visit restaurant in Kota Kinabalu,
I highly recommend it if you need cash 👍
Travelog Fee-Free ATM Bank - RHB


When I looked for RHB Bank ATMs on Google Maps,
there were surprisingly many in the city,
but I was flustered to find many that didn't work or weren't there in reality;
There was a concentrated area in the heart of Kota Kinabalu city
where banks were clustered.
RHB Bank, one of them, was easy to find.

Just insert your card, select English as the language,
and you can easily withdraw cash.

I tried withdrawing 1000 Ringgit,
and as expected, there were no fees.
It dispensed 100 Ringgit and 20 Ringgit denominations,
which was convenient for my trip 👍
(Smaller denominations are handy)
If you're looking for a Travelog fee-free ATM in Kota Kinabalu, I highly recommend it ⭐
Kota Kinabalu Restaurant Recommendations
Yu Kee Cheong / Moginum
Kota Kinabalu Restaurant - Yu Kee Cheong

After withdrawing cash from the bank in Kota Kinabalu and strolling around,
you can enjoy the peaceful city.
It happened to be close to Yu Kee Cheong, so I set it as my destination and
walked there, feeling great because the weather was lovely 😎

07:00 AM ~ 05:00 PM
Closed on Fridays
Yu Kee Cheong might look a bit shabby, but it absolutely gives off a "hidden gem" vibe, and it even had Korean written on it, making it easy to find, haha!
Perhaps because their Kaya Toast is so famous,
loaves of bread were lined up.

The interior of the restaurant isn't huge,
but it's just right for accommodating a good number of people.
Since many Koreans visit, both the Malaysian flag and the Korean flag were hanging,
and the menu even had Korean written on it, haha!
Just a heads-up: no air conditioning ⚠️

Yu Kee Cheong, a famous restaurant in Kota Kinabalu,
has different ordering times for each menu item.
Kaya Toast - 06:00 AM ~ 12:00 PM, 02:00 PM ~ 05:00 PM
Rice Noodles - 08:30 AM ~ 02:00 PM
Satay - 12:00 PM ~ 05:00 PM
Satay is not available for order on Fridays
Since I visited in the morning, Satay wasn't available,
so I decided to order toast and rice noodles.
It's also famous for Satay, so I recommend an "evening open run" (being there right at opening for dinner) too ⭐

There are also coffee and tea options,
as well as juices, so you can refer to them when ordering!


Beef Rice Noodles
A generous bowl arrived with dried dates and
These noodles came packed with a delicious mix of vegetables.
Even for those who love rice noodles, I'd say
it had a flavor profile that would likely hit the spot.
(Personally, I'm usually just 'so-so' on rice noodles, so this was a pleasant surprise!)


If you're looking to warm up your belly with something hearty in the morning, this is a definite recommendation!
I checked out the tea menu and decided to order some coffee and tea.
but to my surprise, the flavors weren't quite what I'd imagined! 😲
It just goes to show, you really need to choose your teas carefully when you're traveling abroad! 🤣
Coffee, on the other hand, usually tastes pretty consistent no matter where you go, so that's always a safer bet.


But seriously, the absolute best thing I had at Yuit Cheong was,
hands down, their Kaya Toast!
I'd heard it was an absolute must-try if you're visiting Kota Kinabalu, so I gave it a shot.
The rich aroma of the kaya jam paired perfectly with the butter,
making it an ideal light breakfast to kickstart your day.
Pair it with some coffee, and it's pure bliss!
Yuit Cheong: No card payments accepted.
Cash payments only.
No cash on hand? Just pop over to a nearby ATM!
Kota Kinabalu Must-Try Spot - Moginum Restobar (Bar)


Just around the corner from Yuit Cheong, you'll find
the lively Moginum Restobar.
7:00 AM ~ 12:00 AM
Closed on Sundays
As a restaurant and bar that opens its doors bright and early at 7 AM,
it was already bustling with a mix of locals and fellow travelers.
I was immediately drawn in, craving a refreshing beer even in the morning,
so I just walked right in! 😂
(Turns out, it has over 1,000 Google reviews – clearly a popular spot!)


Inside, the space was clean and tidy, with a generous number of tables.
Plus, cool air conditioning – a welcome relief!





The menu was a traveler's dream: clearly laid out with helpful pictures,
and the text was nice and bold, making it super easy to pick out dishes.
I spotted refreshing draft beer and something called 'beer fusion' on the menu.
Intrigued, I ordered both, along with a local favorite:
Nasi Lemak.
When your food arrived, the cutlery came served in a bowl of hot water – a thoughtful touch for hygiene that I really appreciated.

This was the Nasi Lemak with Red Sauce Chicken,
and it looked almost exactly like the picture on the menu – always a good sign!
It felt like a perfect breakfast dish, but with the added bonus of peanuts and dried snacks,
it was also a fantastic pairing for an early-morning drink! Talk about hitting two birds with one stone 🤣🤣


The 'beer fusion' was essentially a cocktail,
with a Blanc beer bottle inverted right into it! So creative! 😂
I mentioned to the staff that I love tangy flavors,
and they whipped up a custom version just for me! How amazing is that!!
(Seriously, the staff here are incredibly friendly!)
As someone who's generally quite sensitive to strong spices from different cuisines,
I found Kota Kinabalu's food to be
not entirely to my taste, and a bit on the plain side.
However, if you're someone who enjoys a milder flavor profile, you'd likely enjoy it!

For the Nasi Lemak, fusion beer, and two draft beers,
the bill came to 73.2 MYR (approximately ~$18).
After enjoying all the beer and delicious bites, I'd say
this was incredible value!
Frequently Asked Questions
What is the exact location of an RHB Bank ATM in Kota Kinabalu city center where I can withdraw Malaysian Ringgit (MYR) without fees using a Travelog card?
You can withdraw Malaysian Ringgit (MYR) without fees using a Travelog card at the RHB Bank Jalan Gaya Kota Kinabalu branch ATM. This ATM is located in the city center, within easy walking distance of Yuit Cheong and Moginum.
I'd like to know the operating hours, payment methods, and whether there's air conditioning at Yuit Cheong, a popular restaurant in Kota Kinabalu.
Yuit Cheong is closed on Fridays and operates from 07:00 to 17:00. This restaurant does not accept card payments; only cash is accepted, and there is no air conditioning inside.
What are the order times for Yuit Cheong's popular menu items: Kaya Toast, Rice Noodles, and Satay?
Kaya Toast can be ordered from 06:00 to 12:00 and from 14:00 to 17:00. Rice Noodles are available from 08:30 to 14:00. Satay can be ordered from 12:00 to 17:00, but it is not available on Fridays.
What are the operating days and hours, and main features of Moginum Restobar, located near Yuit Cheong?
Moginum Restobar is closed on Sundays and operates from 07:00 to 12:00 PM (noon). This restobar is located right on the corner near Yuit Cheong, features cool air conditioning inside, and uniquely serves cutlery immersed in hot water.
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