When exchanging 600 dollars in Taiwan, which is more advantageous: the airport or a city post office?

For amounts up to 600 dollars, it is more advantageous to exchange money at a city post office where there are no fees. For 700 dollars or more, it is better to exchange at the airport, which offers a better exchange rate, even though you have to pay a 30 NT$ fee.

What is the fee for exchanging money at Taiwan's airport, and what should I be careful of regarding the location?

The airport currency exchange counters are located before the exit. Once you leave this area, you cannot re-enter, so you must complete your exchange beforehand. Additionally, a fixed fee of 30 NT$ is charged regardless of the amount exchanged.

Which bank's ATM should I use in Taiwan to withdraw money without fees using a Travel Wallet card?

You should use a 'Cathay United Bank' ATM, which features a green tree logo on a yellow background, to withdraw cash without fees. These ATMs are located in subway stations and can be found by searching on Google Maps. Please note that withdrawals may not be possible at convenience store ATMs.

Taiwan Currency Exchange: Best Rates & Fee-Free ATMs

Taiwan Currency Exchange: Best Rates & Fee-Free ATMs | TRVLOGUE

Navigating Currency Exchange in Taiwan

When it comes to getting New Taiwan Dollars (TWD/NTD) for your trip, you generally have two main choices: exchange your cash immediately at the airport or wait until you get into the city. Of course, that is true for almost any destination, but Taiwan has a few unique quirks you should know about.

Plus, there is a highly convenient third option: using multi-currency travel cards at local ATMs.

Since Taiwan’s economy is heavily driven by its booming tech sector rather than pure tourism, street-side money changers aren't as common here as they are in places like Bangkok or Bali. Instead, locals and seasoned travelers often head to the local post office for currency exchange.

Interestingly, airport exchange counters in Taiwan actually offer slightly better rates than downtown post offices. However, there is a catch: the airport charges a flat transaction fee.

On the flip side, the post office offers a slightly lower exchange rate but charges absolutely zero transaction fees.

While the difference might seem minor, as a travel writer, I love breaking down the math. Let’s look at the exact numbers to see where the break-even point lies, based on the exchange rates during my trip.

Exchanging Money at Taiwan Airport

Taiwan Airport Currency Exchange Counter

If you arrive on a late-night flight, the airport counter might be your only immediate option. Make sure to do this before you pass through the final exit into the arrivals hall, as you won't be allowed back inside.

Even if you have a private transfer booked, arriving late often incurs a night surcharge (around 200 TWD / ~$6 USD), so having some physical cash on hand is essential.

Taiwan Airport Transfer Guide: Taoyuan to Taipei City

Check out the guide above for more details on getting into the city.

$100 USD = 3,038.50 NTD

After deducting the flat 30 NTD service fee, I was left with 3,008.50 NTD.

(Note: I exchanged $400 USD, and the 30 NTD fee remains the same regardless of how much you exchange at one time).

Exchanging Money at the Taiwan Post Office

The historic post office buildings in Taiwan are often quite beautiful and worth a quick look around!

To exchange your currency, head inside to the main lobby.

Follow the signs pointing toward the banking services section.

Grab a number ticket and wait patiently for your turn.

Once your number is called, step up to the counter to complete your exchange.

$100 USD = 3,034 NTD

The exchange rate is slightly lower here, but because they charge zero fees, you get exactly that amount in hand.

Let's do the math:

Based on my transaction rates:

Exchanging anything up to **$600 USD** is more favorable at a downtown post office.

Once you hit **$700 USD** or more, the airport counter becomes the better deal because the higher rate outweighs the flat 30 NTD fee.

Using Travel Cards at Taiwan ATMs

Another incredibly popular method nowadays is using multi-currency travel cards (like Wise, Revolut, or Travel Wallet) to withdraw cash directly from local ATMs.

The secret to making this work seamlessly is knowing which local banks won't charge you an ATM withdrawal fee.

In Taiwan, your best bet is **Cathay United Bank**. You can easily spot their ATMs by their bright yellow background and green tree logo. They are widely available in MRT stations, or you can simply search for 'Cathay United Bank' on Google Maps.

Just insert your card, select your language, enter your PIN, and choose your withdrawal amount.

Your cash is dispensed instantly.

Checking both the physical receipt and my card app confirmed that there were absolutely zero withdrawal fees.

One quick tip: avoid convenience store ATMs (like those in certain 7-Elevens or FamilyMarts), as many of them do charge local ATM fees or simply won't accept international travel cards.

By comparing these different options, you can easily choose the method that best matches your travel style.

To wrap it up, here is your quick guide:

**Just want ultimate convenience?**
-> Exchange your cash right at the airport counter.

**Want to save every cent?**
-> Use the post office for smaller amounts (under $600 USD) and the airport for larger sums.

**Running low on cash mid-trip?**
-> Top up your travel card on your app and withdraw fee-free cash at a Cathay United Bank ATM.